Credit and debt help
Recommended resources for:
- getting assistance with bills and debt
- your rights as a borrower
- dealing with debt collectors
- going to court over an unpaid debt.
Borrowing and credit
General information about loans and credit cards to help you choose what’s right for you.
Managing bills and debt
A step-by-step guide explaining how to get assistance with bills and debt. It includes information on car loans and medical costs
Can't pay your energy or water bill?
A guide to what to do if you are having trouble paying your gas, water or electricity bill, including payment plans and government support.
Information on what debt collectors can do. It also explains banned collection practices, and penalties.